National Guard/Reserve Members
- Activation and Deactivation
Is the National Guard/Reserve
sponsor included in the family plan? The
sponsor is not considered part of a family plan. The
sponsor may be enrolled even if the family is not
enrolled. The sponsor must choose to enroll himself
or herself and will have a separate monthly premium
and 12-month minimum enrollment commitment.
What happens if I enroll
myself while on reserve status and I'm called to
active duty? National Guard/Reserve
sponsors are eligible to enroll in the TDP when
they are not on active duty for more than 30
consecutive days. If a National Guard/Reserve sponsor
enrolled in the TDP is called or ordered to active
duty for more than 30 consecutive days, he or she will
automatically be disenrolled from the program during
the period of activation and automatically re-enrolled
upon deactivation.
What happens if I enroll
my family while on reserve status and I'm called to
active duty? If a reservist is activated,
the family will remain enrolled in the TDP. The
family members will enjoy reduced monthly premiums
because they are considered "active duty family
members" during that time. When the sponsor
returns to reserve status, the premiums for the family
members will return to the reservist rate. There
will be no interruption in the family's coverage.
What happens if I enroll
my family while on active orders and then I'm
deactivated for non-contingency reasons?
If a National Guard/Reserve sponsor enrolls the
family member(s) while on active orders and is
then deactivated, the family will remain enrolled
in the TDP. The premiums will automatically change
to the higher reservist rate. The sponsor then has
the option to enroll. The sponsor must submit a completed
enrollment form and initial premium payment in
order to obtain coverage. The sponsor will be required
to complete the minimum 12-month enrollment period.
I was activated for a
contingency operation (e.g., Iraqi Freedom, Enduring
Freedom, etc.) and enrolled my family in the
TDP. How does my deactivation affect their enrollment?
If a sponsor is activated in support of certain
contingency operations and enrolls the family members
within 30 days of the active duty start date, the family
members will be automatically disenrolled from the TDP
upon the sponsor's deactivation. The sponsor must
contact United Concordia if he/she wishes to re-enroll
in the TDP.
If a sponsor is activated in support of certain contingency
operations and enrolls the family members more than 30 days
after activation, the family members must complete the
12-month minimum TDP enrollment requirement.
I'm a National Guard & Reserve
sponsor and am enrolled in the TRICARE Dental Program (TDP).
I'm about to be activated. Do I need to disenroll from the TDP
since I'll be eligible for active duty dental benefits?
No, National Guard & Reserve sponsors who are enrolled
in the TDP and who will be activated for 31 days or more
are automatically disenrolled from the TDP. They will be
automatically re-enrolled upon deactivation.
I'm about to deploy and
have enrolled my family in TRICARE medical. Isn't
dental included in the medical coverage?
No, TRICARE medical and dental are two different
programs. You must enroll in each separately. View our
Enrollment/Disenrollment Section.
What type of dental coverage is
available for my family members once I'm
activated? Family members of National
Guard & Reserve sponsors are eligible for the
TDP whether the sponsor is activated or not.
The TDP provides a comprehensive dental benefit that
is comparable to civilian dental insurance plans. View
our Enrollees
Benefits Section.
Can my family enroll
themselves in the TDP? The sponsor must
enroll family members unless he/she has signed a
Power of Attorney (POA) allowing family members
to enter into contracts. The POA must be provided
with the enrollment form. See our
Enrollment/Disenrollment Section.
When is TDP dental coverage
effective? If the enrollment form and
first month's premium are received by the 20th
of the month, coverage begins the first of the following
month. See our Enrollees
Enrollment/Disenrollment Section.
My family is already enrolled in
the TDP. Are there any changes once I'm activated?
Yes. If you are activated for 31 days or more, your
family's monthly premiums will be reduced since
the Department of Defense pays 60% of monthly
premiums for active duty family members. National
Guard & Reserve family members whose sponsors
are activated for 31 days or more are considered active
duty family members, and therefore receive the reduced
premium rate. View our Enrollees
Cost Share/Premiums Section.
Premiums for active duty family members are paid
via military allotment from the sponsor's pay and
will be reflected on the Leave and Earnings
Statement (LES).
Upon deactivation, your family will revert to
the National Guard & Reserve family member
premium rate (no government participation).
My family wasn't
enrolled in the TDP prior to my activation. Are there
any time limitations regarding enrollment?
You can enroll your family at any time. There is,
however, a 12-month commitment for your
family to remain enrolled in the TDP. Premiums
will be adjusted to the National Guard & Reserve
family member rate (no government participation)
upon deactivation. Note that if the sponsor enrolls
the family within 30 days of activation in support of
certain contingency operations, the family will be
automatically disenrolled from the TDP upon deactivation
and the 12-month commitment will be waived. See our Enrollees
Enrollment/Disenrollment Section.
Where can I get more
information on the TDP (enrollment, monthly
premiums, cost-shares, benefits, POA,
etc.)? Visit the
Enrollees Section or call United Concordia's
TDP Customer Service at 800-866-8499.
