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Survivor Benefits

The TDP Survivor Benefits are available to surviving family members of military members. Eligible survivors do not need to be enrolled in the TDP at the time of the sponsor's death to receive the TDP Survivor Benefit:

  • Active Duty Family Members - If a military sponsor dies while on active duty for a period of more than 30 days, the family members will receive TDP survivor benefits.
  • National Guard/Reserve Family Members - This survivor benefit also applies to family members of the Selected Reserve (National Guard/Reserve) and IRR (Special Mobilization only) regardless if the sponsor was on activity duty orders or enrolled in the TDP at the time of death.

Eligible surviving family members enrolled at the time of their sponsor's death will be automatically disenrolled from their current TDP coverage plan and re-enrolled in a TDP Survivor Benefit plan. Eligible surviving family members not enrolled at the time of their sponsor's death will be contacted by the Government and informed of their eligibility for enrollment in the TDP. The surviving spouse, parent, or dependent 18 years of age or older may complete the enrollment process for the TDP Survivor Benefit to take effect*.

Survivor Benefit Expenses
The Government pays 100 percent of the TDP Survivor Benefit premium for the entire time survivors are eligible to receive the TDP benefit; however, family members are still responsible for any applicable cost-shares. Contractual lock-in and lockout provisions are not applicable to the TDP Survivor Benefit.

Survivor Benefit Plan Duration
Surviving spouses will receive TDP Survivor Benefits for three years from the month following the sponsor's death.

Surviving children are eligible to receive survivor benefits through the end of the month in which they turn age 21, or 23 if enrolled in a full-time accredited college or university. Additionally, incapacitated children are eligible to receive TDP coverage for the greater of: 1) three years from the sponsor's date of death, 2) the date which the dependent turns 21, or 23 if enrolled in a full-time accredited college or university.

The Government will track survivor benefits and disenroll the family members at the expiration of the applicable eligibility period. Prior to disenrollment from the survivor plan, the Government will notify the family members of coverage termination.

Surviving family members are eligible for the TRICARE Retiree Dental Program (TRDP) after the TDP Survivor Benefit period ends. The TRDP also may be available to surviving family members who do not qualify for the TDP Survivor Benefit. For more information about the TRDP, visit www.tricare.mil.

For more information on TDP Survivor Benefits, please review the TRICARE Dental Program Benefit Booklet.

*Legal guardians and custodial parents of survivors may download our paper enrollment form and complete as a New Enrollment. The form can then be mailed or faxed with a copy of proof of custody or guardianship, including applicable signature/notary pages of the court order. For survivor enrollments please do not include an initial payment.

You may fax documents to 1-888-734-1944 or mail to the following address:

United Concordia/TDP
PO Box 827583
Philadelphia, PA 19182-7583

 


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