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Survivor Benefits

The TDP Survivor Benefits are available to surviving family members currently enrolled in the TDP, as well as previously enrolled surviving family members:

Enrolled TDP Members

  • Active Duty Family Members - If a military sponsor dies while on active duty for a period of more than 31 days, the enrolled family members will continue to receive benefits for three years from the month following the sponsor's death.
  • National Guard/Reserve Family Members - This survivor benefit also applies to enrolled family members of the Selected Reserve (National Guard/Reserve) and IRR (Special Mobilization only) regardless if the sponsor was on activity duty orders or enrolled in the TDP at the time of death.

Eligible surviving family members enrolled at the time of their sponsor’s death will be automatically disenrolled from their current TDP coverage plan and re-enrolled in a TDP Survivor Benefit plan.

Family Members Previously Enrolled in the TDP
The survivor benefit is also available to family members that were not enrolled in the TDP at the time of the sponsor’s death, but were previously enrolled in the TDP and disenrolled due to a CONUS change of duty station or to an OCONUS location.

Unenrolled Surviving Children Under the Age of 4
If a surviving family member is a child under the age of 4 that was not voluntarily enrolled in the TDP prior to the sponsor’s death, then for the child to be eligible, other eligible family members must be enrolled or the child must be the only eligible dependent of an active duty, Selected Reserve (National Guard/Reserve) or IRR (mobilization only) sponsor.

Survivor Benefit Expenses
The Government pays 100 percent of the TDP Survivor Benefit premium for three years from the month following the sponsor’s death; however, family members are still responsible for any applicable cost-shares.

Survivor Benefit Plan Duration
Surviving family members will receive TDP Survivor Benefits for three years from the month following the sponsor’s death.

Prior to the conclusion of the three-year period, surviving family members will be notified of coverage termination prior to disenrollment.

Once the three-year TDP Survivor Benefit period ends, surviving family members are eligible for the TRICARE Retiree Dental Program (TRDP). The TRDP may also be available to surviving family members who do not qualify for the TDP Survivor Benefit. For more information about the TRDP, visit www.tricare.osd.mil.

For more information on TDP Survivor Benefits, please review the TRICARE Dental Program Benefit Booklet.


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