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Appeals

If you or your participating dentist disagrees with United Concordia's benefit decision, the decision in question may be eligible for an appeal. During the appeals process, those involved in the initial determination have the opportunity to appeal adverse benefit decisions.

In order for a claim to be appealed, there must be an amount in dispute for which the patient has financial responsibility. The amount in dispute is calculated as the actual amount that would be payable under the TRICARE Dental Program (TDP) if the services in the dispute were determined to be payable, less any applicable cost-share or other dental insurance payment. You may also appeal adverse decisions on predetermination requests.

The following issues cannot be appealed:

  • Disputes regarding requirement of law or regulation
  • The amount United Concordia determines to be the allowable charge
  • Patient eligibility
  • Dentists who have been excluded or suspended by a Government agency or state or local licensing authority
  • Amounts exceeding the patient's contract year or lifetime maximum
  • Services that are denied due to timely filing limitation

Who Can Request an Appeal?
Parties to the initial determination can request an appeal, including:

  • Participating dentists
  • The patient who received the dental services
  • Sponsors, parents or guardians of members younger than 18 years of age
  • An individual or nonparticipating dentist who has been appointed (in writing) by the patient to act as the patient's representative in the appeal. Download the Appointment of Individual to Act as Appeal Representative Form, which can also be found in the Forms/Materials section.

Who Cannot Request an Appeal?
The following cannot request an appeal:

  • Dentists who are disqualified or excluded from being authorized dentists
  • Nonparticipating dentists (unless appointed in writing by an appealable party to act on his or her behalf)
  • Members who have an interest in receiving care or who have received care from a dentist whose authorization has been excluded, suspended or terminated
  • Sponsors, parents or guardians of family members 18 years of age and older are not parties to the initial determination. However, they may represent the family member if appointed  - in writingnbsp;- by that family member. Download the Appointment of Individual to Act as Appeal Representative Form, which can also be found in the Forms/Materials section.

Appeal Levels
There are three levels of appeal:


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