Inactive National Guard/Reserve Service Members
National Guard/Reserve service members only are eligible
for enrollment in the TDP when
they are not on active duty.
Any National Guard/Reserve member who is called or ordered
to active duty for a period of more than 30 consecutive days
will be disenrolled from the TDP and will receive the same
entitlements as an active duty service member.
Upon deactivation, National Guard/Reserve service members will
be automatically reenrolled in the TDP.
National Guard/Reserve Family Members
National Guard/Reserve family members are eligible for
enrollment
in the TDP even if their sponsor does not enroll. The
plan offers continuous dental coverage throughout the
National Guard/Reserve sponsor's changing status—from
inactive to active and back again.
In fact, if a National Guard/Reserve sponsor is activated, family
members will enjoy reduced monthly premiums while their sponsor
is on active duty, because they are considered "active duty
family members" or "ADFMs" during that time.
Additionally, because family member enrollment is not dependent on
the sponsor's enrollment, family members can enroll in the TDP
at any time.
Family members who are eligible include spouses and unmarried
children (including stepchildren, adopted children, and wards)
under the age of 21.
Unmarried children will be eligible up to the end of the month in
which they turn 21, and they may be eligible after age 21 if they
fit the following requirements:
Full-time Student
A family member over age 21 may be eligible for TDP benefits
through the end of the month in which he or she turns age 23
if they are:
Enrolled full-time at an accredited college or university
More than 50 percent dependent on the sponsor for financial support
If the student terminates his or her education prior to turning 23,
eligibility ends at the end of the month in which education terminates.
Disabling Illness or Injury
A family member over age 21 may be eligible for TDP benefits if
he or she suffered a disabling illness or disabling injury
before his or her 21st birthday, or if he or she suffered a
disabling illness or disabling injury between the ages of 21
and 23 while enrolled as a full-time student and more than 50
percent dependent on the sponsor for financial support.
