A National Guard/Reserve sponsor may go on and off of active duty several times throughout
his or her career in the National Guard/Reserve. It’s good to know that the TDP offers
continuous coverage to National Guard/Reserve sponsors and their families when they need it.
National Guard/Reserve Sponsor Coverage
National Guard/Reserve sponsors are eligible to enroll in the TDP when they are not on active
duty for more than 30 consecutive days. If a National Guard/Reserve sponsor enrolled in the
TDP is called or ordered to active duty for more than 30 consecutive days, he or she will be
automatically disenrolled from the program during the period of activation and automatically
re-enrolled upon deactivation.
A National Guard/Reserve sponsor is not considered part of a family plan and can be enrolled
in a single plan even if the family is not enrolled. The sponsor also has a separate monthly
premium.
National Guard/Reserve Family Member Coverage
National Guard/Reserve family members can enroll in the TDP even if their sponsor does not
enroll. The plan offers continuous dental coverage throughout the sponsor’s changing status -
from inactive to active and back again. In fact, if a National Guard/Reserve sponsor is
activated, family members will enjoy reduced monthly premiums when their sponsor is activated
because they are considered “active duty family members” during that time. Additionally, because
family member enrollment is not dependent on the sponsor’s enrollment, family members can enroll
in the TDP at any time.
This flowchart
demonstrates how the TDP coverage changes when a National Guard/Reserve sponsor's
status changes.
